Supporting small businesses across the Bay Area

Community Housing Development Corporation (CHDC) established affiliate organization Community First Lending in 2011. As a Community Development Financial Institution (CDFI) Community First Lending connects fair lending services with the public. We specialize in consumer and small business loans to borrowers typically overlooked by mainstream lenders. Now, more than ever, Bay Area minority and women-owned entrepreneurs face barriers to gap financing. Our loans help small businesses flourish, generate new competitive wage employment opportunities, and retain jobs that might otherwise be lost. Community First Lending advances the means to prosperity for new businesses seeking capital to grow, innovate, and succeed. After acquiring the City of Richmond’s Revolving Loan Fund in 2021, Community First Lending expanded revolving loan fund services to the Greater Bay Area.  

As a Bay Area Mortgage Lender dedicated to guiding individuals and families toward homeownership goals, we are your reliable partner, backed by years of industry knowledge and experience making real estate dreams reality. We tailor expert solutions to meet essential financial home ownership needs for each client. Whether a first-time homebuyer, looking to refinance, or a homeowner exploring investment opportunities, we are here to assist every step of the way. Guiding Community First Lending from our inception is our passion for turning houses into homes. We take pride in our community’s trust. 

CFL is Licensed to do Business in the state of CA |NMLS#1072248 |DRE#01920517